Basic Plus Hospital
Compare 74 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HIF
Basic Plus Hospital
$212.85
Emergency and non-emergency ambulance covered
Hernia and appendix covered
Joint reconstructions covered
Tonsils, adenoids and grommets covered
Restricted hospital psychiatric cover
Excess
Why this cover
Hospital Cover
- Joint Reconstructions
- Hernia & Appendix
- Tonsils, Adenoids & Grommets
Pricing & Value
- Monthly premium from
- $105.30
- Excess
- $500 – $750
- Hospital tier
- BasicPlus
Excellent Service Record0.70× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
3 covered32 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
HIF
Basic Plus Hospital
$212.85
Emergency and non-emergency ambulance covered
Hernia and appendix covered
Joint reconstructions covered
Tonsils, adenoids and grommets covered
Restricted hospital psychiatric cover
Excess
Frequently Asked Questions
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