Special Options
Compare 74 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HIF
Special Options
$73.30
Emergency and non-emergency ambulance covered
100% back on single vision lenses
100% back on multifocal lenses
Dental included
Physio included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $63.90
- Excess
- $0
Excellent Service Record0.70× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
15 covered12 not covered
HIF Choice Network dentistsSpecial dental rates at a HIF Choice Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,000/policy2 mo
Root Canal Therapy: $113.8
General Dental
$1,000/policy2 mo
Periodic Exam: $54.35Scale & Clean: $110.35Fluoride: $33.2
Major Dental
$1,000/policy1 yr
Extraction: $104.15Full Crown (Veneered): $684.65
Orthodontic
$1,000/policy1 yr
Braces (Upper & Lower): $1000
Optical
$200/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$450/policy2 mo
1st visit: $25Next visit: $25
Chinese Herbal Medicine
$450/policy2 mo
1st visit: $25Next visit: $25
Chiropractic
$450/policy2 mo
1st visit: $27.5Next visit: $27.5
Osteopathy
$450/policy2 mo
1st visit: $27.5Next visit: $27.5
Physiotherapy
$450/policy2 mo
1st visit: $35Next visit: $35
Remedial Massage
$450/policy2 mo
1st visit: $25Next visit: $25
Exercise Physiology
-Occupational Therapy
-Psychology
-Speech Therapy
-Dietetics
$252/policy2 mo
1st visit: $36Next visit: $18
Podiatry
$450/policy2 mo
1st visit: $32Next visit: $23
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Health Management
$75/policy2 mo
Health Management: $75
Non-PBS Pharmaceuticals
$200/policy2 mo
Prescription: $80
Glucose Monitor
-Vaccinations
-HIF
Special Options
$73.30
Emergency and non-emergency ambulance covered
100% back on single vision lenses
100% back on multifocal lenses
Dental included
Physio included
Excess
Frequently Asked Questions
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