Top Extras
Compare 66 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HIF
Top Extras
$120.75
Excess
Why this cover
Member guide
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $120.75
- Excess
- $0
Excellent Service Record0.61× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
8W2M
Take out any eligible combined or packaged Hospital & Extras policy by Thursday 30 April 2026 and score 8 weeks free plus no 2-month wait on Extras!*
Ending 30 Apr 2026
Hospital Cover
Extras Cover
24 covered3 not covered
Endodontic
$1,500/policy1 yr
Root Canal Therapy: $155
General Dental
Unlimited2 mo
Periodic Exam: $54.35Scale & Clean: $110.35Fluoride: $33.2Extraction: $165.15
Major Dental
$1,500/policy1 yr
Full Crown (Veneered): $911.85
Orthodontic
$1,000/policy1 yr
Braces (Upper & Lower): 100% back
Optical
$300/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$600/policy2 mo
1st visit: $45Next visit: $45
Acupuncture
$500/policy2 mo
1st visit: $40Next visit: $40
Chinese Herbal Medicine
$500/policy2 mo
1st visit: $40Next visit: $40
Chiropractic
$550/policy2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$750/policy2 mo
1st visit: $35Next visit: $35
Occupational Therapy
$600/policy2 mo
1st visit: $45Next visit: $45
Osteopathy
$550/policy2 mo
1st visit: $40Next visit: $40
Physiotherapy
$750/policy2 mo
1st visit: $50Next visit: $50
Psychology
$700/policy2 mo
1st visit: $90Next visit: $90
Remedial Massage
$500/policy2 mo
1st visit: $40Next visit: $40
Speech Therapy
$600/policy2 mo
1st visit: $65Next visit: $65
Dietetics
$400/policy2 mo
1st visit: $45Next visit: $45
Hearing Aids
$1,000/policy1 yr
Hearing Aid: 100% back
Home Nursing
$500/policy2 mo
1st visit: $100Next visit: $100
Orthotics
$250/policy1 yr
Orthotics: 75% back
Podiatry
$400/policy2 mo
1st visit: $40Next visit: $40
Antenatal/Postnatal
-Audiology
-Glucose Monitor
$200/policy1 yr
Glucose Monitor: 75% back
Health Management
$150/policy2 mo
Health Management: 100% back
Non-PBS Pharmaceuticals
$400/policy2 mo
Prescription: $80
Vaccinations
-HIF
Top Extras
$120.75
Excess
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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