Super Options
Compare 74 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HIF
Super Options
$228.60
Emergency and non-emergency ambulance covered
Optical included
100% back on single vision lenses
100% back on multifocal lenses
Physio included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $193.80
- Excess
- $0
Excellent Service Record0.70× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
23 covered4 not covered
HIF Choice Network dentistsSpecial dental rates at a HIF Choice Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,300/person2 mo
Root Canal Therapy: $113.8
General Dental
$1,300/person2 mo
Periodic Exam: $54.35Scale & Clean: $110.35Fluoride: $33.2
Major Dental
$1,300/person1 yr
Extraction: $112.8Full Crown (Veneered): $748.8
Orthodontic
$1,300/person1 yr
Braces (Upper & Lower): $1300
Optical
$260/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$900/person2 mo
1st visit: $50Next visit: $25
Acupuncture
$250/person2 mo
1st visit: $25Next visit: $25
Chinese Herbal Medicine
$250/person2 mo
1st visit: $25Next visit: $25
Chiropractic
$550/person2 mo
1st visit: $30Next visit: $30
Occupational Therapy
$900/person2 mo
1st visit: $45Next visit: $25
Osteopathy
$550/person2 mo
1st visit: $30Next visit: $30
Physiotherapy
$900/person2 mo
1st visit: $40Next visit: $40
Psychology
$740/person2 mo
1st visit: $75Next visit: $55
Remedial Massage
$250/person2 mo
1st visit: $25Next visit: $25
Speech Therapy
$900/person2 mo
1st visit: $75Next visit: $45
Exercise Physiology
-Dietetics
$324/person2 mo
1st visit: $36Next visit: $18
Hearing Aids
$550/person1 yr
Hearing Aid: $550
Home Nursing
$1,800/person2 mo
1st visit: $75Next visit: $75
Orthotics
$200/person1 yr
Orthotics: 75% back
Podiatry
$354/person2 mo
1st visit: $32Next visit: $23
Antenatal/Postnatal
-Audiology
-Glucose Monitor
$200/person1 yr
Glucose Monitor: 75% back
Health Management
$100/person2 mo
Health Management: $100
Non-PBS Pharmaceuticals
$200/person2 mo
Prescription: $80
Vaccinations
-HIF
Super Options
$228.60
Emergency and non-emergency ambulance covered
Optical included
100% back on single vision lenses
100% back on multifocal lenses
Physio included
Excess
Frequently Asked Questions
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