Value Extras
Compare 74 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HIF
Value Extras
$47.75
Emergency and non-emergency ambulance covered
100% back on optical lenses
Dental general included
Physio included
100% back on health management
Excess
Extras claim back
No gap on selected services
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $39.45
- Excess
- $0
- HIF Choice Network benefit
- No gap on selected services
Excellent Service Record0.70× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
12 covered15 not covered
HIF Choice Network dentistsNo-gap dental check-ups at a HIF Choice Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$750/policy2 mo
Periodic Exam: $54.35 or no gap at HIF Choice NetworkScale & Clean: $110.35 or no gap at HIF Choice NetworkFluoride: $33.2 or no gap at HIF Choice NetworkExtraction: $127.05
Endodontic
-Major Dental
-Orthodontic
-Optical
$150/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$100/policy2 mo
1st visit: $25Next visit: $25
Chinese Herbal Medicine
$100/policy2 mo
1st visit: $25Next visit: $25
Chiropractic
$350/policy2 mo
1st visit: $25Next visit: $25
Exercise Physiology
$350/policy2 mo
1st visit: $20Next visit: $20
Osteopathy
$350/policy2 mo
1st visit: $25Next visit: $25
Physiotherapy
$350/policy2 mo
1st visit: $30Next visit: $30
Remedial Massage
$100/policy2 mo
1st visit: $25Next visit: $25
Occupational Therapy
-Psychology
-Speech Therapy
-Podiatry
$350/policy2 mo
1st visit: $25Next visit: $25
Antenatal/Postnatal
-Audiology
-Dietetics
-Hearing Aids
-Home Nursing
-Orthotics
-Health Management
$50/policy2 mo
Health Management: 100% back
Non-PBS Pharmaceuticals
$350/policy2 mo
Prescription: $80
Glucose Monitor
-Vaccinations
-HIF
Value Extras
$47.75
Emergency and non-emergency ambulance covered
100% back on optical lenses
Dental general included
Physio included
100% back on health management
Excess
Extras claim back
No gap on selected services
Frequently Asked Questions
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