Special Options
Compare 74 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HIF
Special Options
$146.60
Emergency and non-emergency ambulance covered
100% back on optical lenses
Dental included up to $1,000 per person
Physiotherapy included up to $450 per person
Non-PBS medicines included up to $200 per person
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $127.80
- Excess
- $0
Excellent Service Record0.70× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
15 covered12 not covered
HIF Choice Network dentistsSpecial dental rates at a HIF Choice Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,000/person2 mo
Root Canal Therapy: $113.8
General Dental
$1,000/person2 mo
Periodic Exam: $54.35Scale & Clean: $110.35Fluoride: $33.2
Major Dental
$1,000/person1 yr
Extraction: $104.15Full Crown (Veneered): $684.65
Orthodontic
$1,000/person1 yr
Braces (Upper & Lower): $1000
Optical
$200/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$450/person2 mo
1st visit: $25Next visit: $25
Chinese Herbal Medicine
$450/person2 mo
1st visit: $25Next visit: $25
Chiropractic
$450/person2 mo
1st visit: $27.5Next visit: $27.5
Osteopathy
$450/person2 mo
1st visit: $27.5Next visit: $27.5
Physiotherapy
$450/person2 mo
1st visit: $35Next visit: $35
Remedial Massage
$450/person2 mo
1st visit: $25Next visit: $25
Exercise Physiology
-Occupational Therapy
-Psychology
-Speech Therapy
-Dietetics
$252/person2 mo
1st visit: $36Next visit: $18
Podiatry
$450/person2 mo
1st visit: $32Next visit: $23
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Health Management
$75/person2 mo
Health Management: $75
Non-PBS Pharmaceuticals
$200/person2 mo
Prescription: $80
Glucose Monitor
-Vaccinations
-HIF
Special Options
$146.60
Emergency and non-emergency ambulance covered
100% back on optical lenses
Dental included up to $1,000 per person
Physiotherapy included up to $450 per person
Non-PBS medicines included up to $200 per person
Excess
Frequently Asked Questions
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