Basic Plus Hospital with Healthy Extras
Compare 56 HCi policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HCi
Basic Plus Hospital with Healthy Extras
$408.67
Emergency ambulance covered
100% back on orthodontics
Optical included
Physio included
Dental included
Excess
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $356.91
- Excess
- $750
- Hospital tier
- BasicPlus
Good Service Record1.21× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
0 covered33 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
26 covered1 not covered
Endodontic
$1,650/person1 yr
Root Canal Therapy: $150
General Dental
$1,100/person2 mo
Periodic Exam: $39Scale & Clean: $72Fluoride: $28Extraction: $130
Major Dental
$1,650/person1 yr
Full Crown (Veneered): $600
Orthodontic
$1,650/person1 yr
Braces (Upper & Lower): 100% back
Optical
$240/person6 mo
Single Vision Lenses: $240Multi-Focal Lenses: $240
Orthoptics
$1,000/person2 mo
1st visit: $45Next visit: $45
Acupuncture
$500/person2 mo
1st visit: $40Next visit: $40
Chinese Herbal Medicine
$500/person2 mo
1st visit: $40Next visit: $40
Chiropractic
$500/person2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$700/person2 mo
1st visit: $60Next visit: $60
Occupational Therapy
$1,000/person2 mo
1st visit: $45Next visit: $45
Osteopathy
$500/person2 mo
1st visit: $40Next visit: $40
Physiotherapy
$700/person2 mo
1st visit: $60Next visit: $60
Psychology
$250/person2 mo
1st visit: $70Next visit: $70
Remedial Massage
$500/person2 mo
1st visit: $40Next visit: $40
Speech Therapy
$1,000/person2 mo
1st visit: $45Next visit: $45
Audiology
$200/person2 mo
1st visit: $35Next visit: $35
Dietetics
$1,000/person2 mo
1st visit: $45Next visit: $45
Hearing Aids
$1,600/person36 mo
Hearing Aid: $800
Home Nursing
$500/person2 mo
1st visit: $45Next visit: $45
Orthotics
$1,000/person2 mo
Orthotics: $200
Podiatry
$1,000/person2 mo
1st visit: $45Next visit: $45
Antenatal/Postnatal
-Glucose Monitor
$300/person1 yr
Glucose Monitor: $300
Health Management
$300/person2 mo
Health Management: $120
Non-PBS Pharmaceuticals
$700/person2 mo
Prescription: $75
Vaccinations
$250/person2 mo
Vaccination: $30
HCi
Basic Plus Hospital with Healthy Extras
$408.67
Emergency ambulance covered
100% back on orthodontics
Optical included
Physio included
Dental included
Excess
Frequently Asked Questions
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