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HCF Hospital Basic Plus

Compare 159 HCF policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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HCF

HCF Hospital Basic Plus

$120.17

Emergency ambulance covered

Dental surgery covered

Eye covered

Gastrointestinal endoscopy covered

Joint reconstructions covered

Excess

Hospital Cover DetailsExtras Cover DetailsFAQs

Why this cover

HCF Hospital Basic Plus $500 Excess

Fund rules

Hospital Cover
  • Eye (Not Cataracts)
  • Joint Reconstructions
  • Gastrointestinal Endoscopy
  • Gynaecology
Pricing & Value
Monthly premium from
$51.17
Excess
$500 – $750
Hospital tier
BasicPlus
Average Service Record1.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

9 covered26 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

HCF logo

HCF

HCF Hospital Basic Plus

$120.17

Emergency ambulance covered

Dental surgery covered

Eye covered

Gastrointestinal endoscopy covered

Joint reconstructions covered

Excess

Frequently Asked Questions

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