HCF ACTIVE EXTRAS
Compare 159 HCF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HCF
HCF ACTIVE EXTRAS
$142.48
100% back on optical lenses
Dental general included
Orthodontic included
Physio included
Emergency ambulance covered
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $100.78
- Excess
- $0
Average Service Record1.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
24 covered3 not covered
More for You dentistsSpecial dental rates at a More for You dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$850/person1 yr
Root Canal Therapy: $175
General Dental
$850/person2 mo
Periodic Exam: $36Scale & Clean: $66Fluoride: $28
Major Dental
$850/person1 yr
Extraction: $191Full Crown (Veneered): $850
Orthodontic
$600/person1 yr
Braces (Upper & Lower): $600
Optical
$225/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$300/person2 mo
1st visit: $37Next visit: $37
Chinese Herbal Medicine
$300/person2 mo
1st visit: $37Next visit: $37
Chiropractic
$300/person2 mo
1st visit: $42Next visit: $34
Exercise Physiology
$400/person2 mo
1st visit: $33Next visit: $33
Occupational Therapy
$400/person2 mo
1st visit: $62Next visit: $62
Osteopathy
$300/person2 mo
1st visit: $49Next visit: $39
Physiotherapy
$400/person2 mo
1st visit: $60Next visit: $52
Psychology
$400/person2 mo
1st visit: $61Next visit: $61
Remedial Massage
$300/person2 mo
1st visit: $37Next visit: $37
Speech Therapy
$200/person2 mo
1st visit: $60Next visit: $60
Audiology
$200/person
1st visit: $61Next visit: $61
Dietetics
$200/person2 mo
1st visit: $46Next visit: $46
Hearing Aids
$600/person1 yr
Hearing Aid: $600
Orthotics
$200/person1 yr
Orthotics: $100
Podiatry
$200/person2 mo
1st visit: $36Next visit: $31
Antenatal/Postnatal
-Home Nursing
-Glucose Monitor
$45/person1 yr
Glucose Monitor: $45
Health Management
$100/person2 mo
Health Management: $75
Non-PBS Pharmaceuticals
$180/person2 mo
Prescription: $50
Vaccinations
$180/person2 mo
Vaccination: $50
HCF
HCF ACTIVE EXTRAS
$142.48
100% back on optical lenses
Dental general included
Orthodontic included
Physio included
Emergency ambulance covered
Excess
Frequently Asked Questions
I need cover for...