HCF MID EXTRAS
Compare 159 HCF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HCF
HCF MID EXTRAS
$98.80
Optical included
Physio included
Chiropractic included
Emergency ambulance covered
Vaccinations included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $71.58
- Excess
- $0
Average Service Record1.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
13 covered14 not covered
More for You dentistsNo-gap dental check-ups at a More for You dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$700/person1 yr
Root Canal Therapy: $165
General Dental
$700/person2 mo
Periodic Exam: $33 or no gap at More for YouScale & Clean: $63 or no gap at More for YouFluoride: $27 or no gap at More for You
Major Dental
$700/person1 yr
Extraction: $167Full Crown (Veneered): $600
Orthodontic
-Optical
$200/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$150/person2 mo
1st visit: $36Next visit: $36
Chinese Herbal Medicine
$150/person2 mo
1st visit: $36Next visit: $36
Chiropractic
$150/person2 mo
1st visit: $38Next visit: $34
Exercise Physiology
$350/person2 mo
1st visit: $33Next visit: $33
Osteopathy
$150/person2 mo
1st visit: $46Next visit: $39
Physiotherapy
$350/person2 mo
1st visit: $56Next visit: $49
Remedial Massage
$150/person2 mo
1st visit: $36Next visit: $36
Occupational Therapy
-Psychology
-Speech Therapy
-Health Management
$50/person2 mo
Health Management: $50
Vaccinations
$100/person2 mo
Vaccination: $50
Glucose Monitor
-Non-PBS Pharmaceuticals
-HCF
HCF MID EXTRAS
$98.80
Optical included
Physio included
Chiropractic included
Emergency ambulance covered
Vaccinations included
Excess
Frequently Asked Questions
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