HCF STARTER EXTRAS (WITH OPTICAL)
Compare 159 HCF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HCF
HCF STARTER EXTRAS (WITH OPTICAL)
$23.94
Optical included
100% back on single vision lenses
100% back on multifocal lenses
Dental included
Physio included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $15.70
- Excess
- $0
Average Service Record1.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
8 covered19 not covered
More for You dentistsNo-gap dental check-ups at a More for You dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$400/policy2 mo
Periodic Exam: $29 or no gap at More for YouScale & Clean: $57 or no gap at More for YouFluoride: $25 or no gap at More for You
Endodontic
-Major Dental
-Orthodontic
-Optical
$100/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$100/policy2 mo
1st visit: $30Next visit: $30
Chinese Herbal Medicine
$100/policy2 mo
1st visit: $30Next visit: $30
Chiropractic
$100/policy2 mo
1st visit: $33Next visit: $28
Osteopathy
$100/policy2 mo
1st visit: $40Next visit: $36
Physiotherapy
$200/policy2 mo
1st visit: $42Next visit: $36
Remedial Massage
$100/policy2 mo
1st visit: $30Next visit: $30
Exercise Physiology
-Occupational Therapy
-Psychology
-Speech Therapy
-HCF
HCF STARTER EXTRAS (WITH OPTICAL)
$23.94
Optical included
100% back on single vision lenses
100% back on multifocal lenses
Dental included
Physio included
Excess
Frequently Asked Questions
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