HCF ADVANCED EXTRAS
Compare 159 HCF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HCF
HCF ADVANCED EXTRAS
$115.09
Optical included
Physio included
Dental included
Emergency ambulance covered
Hearing aids included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $103.83
- Excess
- $0
Average Service Record1.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
24 covered3 not covered
More for You dentistsSpecial dental rates at a More for You dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
No annual limit on preventive dental
Endodontic
$1,150/policy1 yr
Root Canal Therapy: $195
General Dental
Unlimited2 mo
Periodic Exam: $40Scale & Clean: $78Fluoride: $29
Major Dental
$1,150/policy1 yr
Extraction: $210Full Crown (Veneered): $1000
Orthodontic
$800/policy1 yr
Braces (Upper & Lower): $800
Optical
$250/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$450/policy2 mo
1st visit: $41Next visit: $41
Chinese Herbal Medicine
$450/policy2 mo
1st visit: $41Next visit: $41
Chiropractic
$350/policy2 mo
1st visit: $45Next visit: $38
Exercise Physiology
$700/policy2 mo
1st visit: $40Next visit: $40
Occupational Therapy
$700/policy2 mo
1st visit: $72Next visit: $72
Osteopathy
$350/policy2 mo
1st visit: $53Next visit: $43
Physiotherapy
$700/policy2 mo
1st visit: $62Next visit: $55
Psychology
$700/policy2 mo
1st visit: $70Next visit: $70
Remedial Massage
$450/policy2 mo
1st visit: $41Next visit: $41
Speech Therapy
$400/policy2 mo
1st visit: $83Next visit: $83
Audiology
$400/policy2 mo
1st visit: $71Next visit: $71
Dietetics
$400/policy2 mo
1st visit: $56Next visit: $56
Hearing Aids
$800/policy1 yr
Hearing Aid: $800
Orthotics
$400/policy1 yr
Orthotics: $130
Podiatry
$400/policy2 mo
1st visit: $41Next visit: $36
Antenatal/Postnatal
-Home Nursing
-Glucose Monitor
$55/policy1 yr
Glucose Monitor: $55
Health Management
$125/policy2 mo
Health Management: $100
Non-PBS Pharmaceuticals
$280/policy2 mo
Prescription: $50
Vaccinations
$280/policy2 mo
Vaccination: $50
HCF
HCF ADVANCED EXTRAS
$115.09
Optical included
Physio included
Dental included
Emergency ambulance covered
Hearing aids included
Excess
Frequently Asked Questions
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