Core Extras
Compare 115 HBF Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HBF Health
Core Extras
$111.67
Emergency ambulance covered
100% back on orthodontics
100% back on optical lenses
Dental included
Physio included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $81.26
- Excess
- $0
Excellent Service Record0.74× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Get 6 Weeks FREE! (Extras)
Get 6 Weeks FREE! (Extras)
Ending 17 Nov 2026
Hospital Cover
Extras Cover
22 covered5 not covered
HBF Member Plus dentists60% back on dental at a HBF Member Plus dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$800/person1 yr
Root Canal Therapy: $137
General Dental
$800/person2 mo
Periodic Exam: $31 or 60% at HBF Member PlusScale & Clean: $63 or no gap at HBF Member PlusFluoride: $17Extraction: $144
Major Dental
$800/person1 yr
Full Crown (Veneered): $743
Orthodontic
$400/person1 yr
Braces (Upper & Lower): 100% back
Optical
$250/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$400/person2 mo
1st visit: $38Next visit: $38
Acupuncture
$400/person2 mo
1st visit: $34Next visit: $34
Chinese Herbal Medicine
$400/person2 mo
1st visit: $18Next visit: $18
Chiropractic
$400/person2 mo
1st visit: $40Next visit: $27
Exercise Physiology
$400/person2 mo
1st visit: $44Next visit: $34
Occupational Therapy
$400/person2 mo
1st visit: $48Next visit: $28
Osteopathy
$400/person2 mo
1st visit: $52Next visit: $38
Physiotherapy
$400/person2 mo
1st visit: $50Next visit: $42
Psychology
$400/person2 mo
1st visit: $79Next visit: $79
Remedial Massage
$400/person2 mo
1st visit: $34Next visit: $34
Speech Therapy
$400/person2 mo
1st visit: $51Next visit: $39
Dietetics
$400/person2 mo
1st visit: $54Next visit: $32
Orthotics
$400/person1 yr
Orthotics: $192
Podiatry
$400/person2 mo
1st visit: $33Next visit: $24
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Health Management
$400/person2 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$200/person2 mo
Prescription: $40
Vaccinations
$200/person2 mo
Vaccination: $40
Glucose Monitor
-HBF Health
Core Extras
$111.67
Emergency ambulance covered
100% back on orthodontics
100% back on optical lenses
Dental included
Physio included
Excess
Frequently Asked Questions
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