Core Extras
Compare 112 HBF Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HBF Health
Core Extras
$40.63
Excess
Why this cover
Member guide
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $40.63
- Excess
- $0
Average Service Record0.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Up to 12 weeks FREE plus up to $200 gift card and no waits on eligible extras
For new members who start and keep eligible combined cover. Weeks free applied over 26 months. Offer ends 12 May 2026. T&Cs apply.
Ending 12 May 2026
Hospital Cover
Extras Cover
22 covered5 not covered
Endodontic
$800/policy1 yr
Root Canal Therapy: $137
General Dental
$800/policy2 mo
Periodic Exam: $31Scale & Clean: $63Fluoride: $17Extraction: $144
Major Dental
$800/policy1 yr
Full Crown (Veneered): $743
Orthodontic
$400/policy1 yr
Braces (Upper & Lower): 100% back
Optical
$250/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$400/policy2 mo
1st visit: $38Next visit: $38
Acupuncture
$400/policy2 mo
1st visit: $34Next visit: $34
Chinese Herbal Medicine
$400/policy2 mo
1st visit: $18Next visit: $18
Chiropractic
$400/policy2 mo
1st visit: $40Next visit: $27
Exercise Physiology
$400/policy2 mo
1st visit: $44Next visit: $34
Occupational Therapy
$400/policy2 mo
1st visit: $48Next visit: $28
Osteopathy
$400/policy2 mo
1st visit: $52Next visit: $38
Physiotherapy
$400/policy2 mo
1st visit: $50Next visit: $42
Psychology
$400/policy2 mo
1st visit: $79Next visit: $79
Remedial Massage
$400/policy2 mo
1st visit: $34Next visit: $34
Speech Therapy
$400/policy2 mo
1st visit: $51Next visit: $39
Dietetics
$400/policy2 mo
1st visit: $54Next visit: $32
Orthotics
$400/policy1 yr
Orthotics: $192
Podiatry
$400/policy2 mo
1st visit: $33Next visit: $24
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Health Management
$400/policy2 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$200/policy2 mo
Prescription: $40
Vaccinations
$200/policy2 mo
Vaccination: $40
Glucose Monitor
-HBF Health
Core Extras
$40.63
Excess
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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