Value 50
Compare 115 HBF Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HBF Health
Value 50
$42.37
Emergency ambulance covered
Optical included
50% back on general dental
50% back on physio
50% back on psychology
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $30.42
- Excess
- $0
Excellent Service Record0.74× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Get 6 Weeks FREE! (Extras)
Get 6 Weeks FREE! (Extras)
Ending 17 Nov 2026
Hospital Cover
Extras Cover
12 covered15 not covered
HBF Member Plus dentistsSpecial dental rates at a HBF Member Plus dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$400/policy2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% backExtraction: 50% back
Endodontic
-Major Dental
-Orthodontic
-Optical
$160/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$200/policy2 mo
1st visit: 50% backNext visit: 50% back
Chinese Herbal Medicine
$200/policy2 mo
1st visit: 50% backNext visit: 50% back
Chiropractic
$300/policy2 mo
1st visit: 50% backNext visit: 50% back
Exercise Physiology
$300/policy2 mo
1st visit: 50% backNext visit: 50% back
Osteopathy
$300/policy2 mo
1st visit: 50% backNext visit: 50% back
Physiotherapy
$300/policy2 mo
1st visit: 50% backNext visit: 50% back
Psychology
$200/policy2 mo
1st visit: 50% backNext visit: 50% back
Remedial Massage
$200/policy2 mo
1st visit: 50% backNext visit: 50% back
Occupational Therapy
-Speech Therapy
-Dietetics
$200/policy2 mo
1st visit: 50% backNext visit: 50% back
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Podiatry
-Health Management
$200/policy2 mo
Health Management: 50% back
Glucose Monitor
-Non-PBS Pharmaceuticals
-Vaccinations
-HBF Health
Value 50
$42.37
Emergency ambulance covered
Optical included
50% back on general dental
50% back on physio
50% back on psychology
Excess
Frequently Asked Questions
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