Basic Extras
Compare 115 HBF Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HBF Health
Basic Extras
$28.85
Optical included
Physiotherapy included
Dental included
60% back on health management
Emergency ambulance covered
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $17.90
- Excess
- $0
Excellent Service Record0.74× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Get 6 Weeks FREE! (Extras)
Get 6 Weeks FREE! (Extras)
Ending 17 Nov 2026
Hospital Cover
Extras Cover
6 covered21 not covered
HBF Member Plus dentistsSpecial dental rates at a HBF Member Plus dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
No annual limit on preventive dental
General Dental
$350/policy2 mo
Periodic Exam: $37.5Scale & Clean: $73.5 or 75% at HBF Member PlusFluoride: $18.75Extraction: $81
Endodontic
-Major Dental
-Orthodontic
-Optical
$160/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Chiropractic
$250/policy2 mo
1st visit: $22Next visit: $20
Osteopathy
$250/policy2 mo
1st visit: $33Next visit: $29
Physiotherapy
$250/policy2 mo
1st visit: $33Next visit: $29
Acupuncture
-Chinese Herbal Medicine
-Exercise Physiology
-Occupational Therapy
-Psychology
-Remedial Massage
-Speech Therapy
-Health Management
$200/policy2 mo
Health Management: 60% back
Glucose Monitor
-Non-PBS Pharmaceuticals
-Vaccinations
-HBF Health
Basic Extras
$28.85
Optical included
Physiotherapy included
Dental included
60% back on health management
Emergency ambulance covered
Excess
Frequently Asked Questions
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