Complete 60
Compare 115 HBF Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HBF Health
Complete 60
$164.77
Emergency ambulance covered
100% back on optical
100% back on orthodontics
100% back on non-PBS prescriptions
60% back on dental
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $107.15
- Excess
- $0
Excellent Service Record0.74× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Get 6 Weeks FREE! (Extras)
Get 6 Weeks FREE! (Extras)
Ending 17 Nov 2026
Hospital Cover
Extras Cover
24 covered3 not covered
HBF Member Plus dentistsSpecial dental rates at a HBF Member Plus dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
No annual limit on preventive dental
Endodontic
$800/person1 yr
Root Canal Therapy: 60% back
General Dental
$800/person2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% backExtraction: 60% back
Major Dental
$800/person1 yr
Full Crown (Veneered): 60% back
Orthodontic
$600/person1 yr
Braces (Upper & Lower): 100% back
Optical
$250/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Acupuncture
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Occupational Therapy
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Psychology
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Speech Therapy
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Dietetics
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Hearing Aids
1 yr
Hearing Aid: 100% back
Orthotics
$500/person1 yr
Orthotics: 60% back
Podiatry
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-Audiology
-Home Nursing
-Glucose Monitor
$350/person2 mo
Glucose Monitor: 60% back
Health Management
$350/person2 mo
Health Management: 100% back
Non-PBS Pharmaceuticals
$300/person2 mo
Prescription: 100% back
Vaccinations
$300/person2 mo
Vaccination: 100% back
HBF Health
Complete 60
$164.77
Emergency ambulance covered
100% back on optical
100% back on orthodontics
100% back on non-PBS prescriptions
60% back on dental
Excess
Frequently Asked Questions
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