GMHBA SmartCare Complete Extras with sub-limits
Compare 96 GMHBA policies. Prices shown for: Single, NSW, Age 30, $500 excess.
GMHBA
GMHBA SmartCare Complete Extras with sub-limits
$223.80
100% back on general dental
60% back on major dental
60% back on orthodontics
60% back on physio
60% back on hearing aids
Excess
Extras claim back
60% back
Extras Cover
- Dental
- Physiotherapy
- Chiropractic
- Psychology
Pricing & Value
- Monthly premium from
- $223.80
- Excess
- $0
- smile.com.au benefit
- 60% back
Good Service Record1.03× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
15 covered12 not covered
smile.com.au dentists60% back on dental at a smile.com.au dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,500/person1 yr
Root Canal Therapy: 60% back
General Dental
$1,500/person2 mo
Periodic Exam: 100% back or 60% at smile.com.auScale & Clean: 100% back or 60% at smile.com.auFluoride: 100% back or 60% at smile.com.au
Major Dental
$1,500/person1 yr
Extraction: 60% backFull Crown (Veneered): 60% back
Orthodontic
$1,500/person1 yr
Braces (Upper & Lower): 60% back
Acupuncture
$1,500/person2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$1,500/person2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$1,500/person2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$1,500/person2 mo
1st visit: 60% backNext visit: 60% back
Psychology
$1,500/person2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$1,500/person2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
-Exercise Physiology
-Occupational Therapy
-Speech Therapy
-Audiology
$1,500/person2 mo
1st visit: 60% backNext visit: 60% back
Hearing Aids
$1,500/person1 yr
Hearing Aid: 60% back
Orthotics
$1,500/person1 yr
Orthotics: 60% back
Podiatry
$1,500/person2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-Dietetics
-Home Nursing
-Glucose Monitor
$1,500/person1 yr
Glucose Monitor: 60% back
Health Management
-Non-PBS Pharmaceuticals
-Vaccinations
-GMHBA
GMHBA SmartCare Complete Extras with sub-limits
$223.80
100% back on general dental
60% back on major dental
60% back on orthodontics
60% back on physio
60% back on hearing aids
Excess
Extras claim back
60% back
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