GMHBA SmartCare Starter Extras
Compare 96 GMHBA policies. Prices shown for: Single, NSW, Age 30, $500 excess.
GMHBA
GMHBA SmartCare Starter Extras
$93.70
100% back on general dental check-ups
100% back on scale and clean
60% back on physiotherapy
60% back on chiropractic
60% back on osteopathy
Excess
Extras claim back
60% back
Why this cover
Extras Cover
- Dental
- Physiotherapy
- Chiropractic
- Osteopathy
Pricing & Value
- Monthly premium from
- $93.70
- Excess
- $0
- smile.com.au benefit
- 60% back
Good Service Record1.03× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
4 covered23 not covered
smile.com.au dentistsNo-gap dental check-ups at a smile.com.au dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$500/person2 mo
Periodic Exam: 100% back or no gap at smile.com.auScale & Clean: 100% back or no gap at smile.com.auFluoride: 100% back or no gap at smile.com.au
Endodontic
-Major Dental
-Orthodontic
-Chiropractic
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Acupuncture
-Chinese Herbal Medicine
-Exercise Physiology
-Occupational Therapy
-Psychology
-Remedial Massage
-Speech Therapy
-GMHBA
GMHBA SmartCare Starter Extras
$93.70
100% back on general dental check-ups
100% back on scale and clean
60% back on physiotherapy
60% back on chiropractic
60% back on osteopathy
Excess
Extras claim back
60% back
Frequently Asked Questions
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