GMHBA SmartCare Everyday Extras with sub-limits
Compare 96 GMHBA policies. Prices shown for: Single, NSW, Age 30, $500 excess.
GMHBA
GMHBA SmartCare Everyday Extras with sub-limits
$57.25
100% back on general dental check-ups
60% back on major dental
60% back on physio
60% back on chiropractic
60% back on podiatry
Excess
Extras claim back
60% back
Extras Cover
- Dental
- Physiotherapy
- Chiropractic
- Psychology
Pricing & Value
- Monthly premium from
- $57.25
- Excess
- $0
- smile.com.au benefit
- 60% back
Good Service Record1.03× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
11 covered16 not covered
smile.com.au dentistsNo-gap dental check-ups at a smile.com.au dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,000/policy1 yr
Root Canal Therapy: 60% back
General Dental
$1,000/policy2 mo
Periodic Exam: 100% back or no gap at smile.com.auScale & Clean: 100% back or no gap at smile.com.auFluoride: 100% back or no gap at smile.com.au
Major Dental
$1,000/policy1 yr
Extraction: 60% backFull Crown (Veneered): 60% back
Orthodontic
-Acupuncture
$1,000/policy2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$1,000/policy2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$1,000/policy2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$1,000/policy2 mo
1st visit: 60% backNext visit: 60% back
Psychology
$1,000/policy2 mo
Initial Consult: $60
Remedial Massage
$1,000/policy2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
-Exercise Physiology
-Occupational Therapy
-Speech Therapy
-Orthotics
$1,000/policy1 yr
Orthotics: 60% back
Podiatry
$1,000/policy2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-Audiology
-Dietetics
-Hearing Aids
-Home Nursing
-GMHBA
GMHBA SmartCare Everyday Extras with sub-limits
$57.25
100% back on general dental check-ups
60% back on major dental
60% back on physio
60% back on chiropractic
60% back on podiatry
Excess
Extras claim back
60% back
Frequently Asked Questions
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