Essential Extras
Compare 44 CBHS Health Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.
CBHS Health Fund
Essential Extras
$72.67
Dental included
Optical included
Physio included
Chiropractic included
100% back on health management
Excess
Extras claim back
No gap on selected services
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $66.95
- Excess
- $0
- Choice Network benefit
- No gap on selected services
Excellent Service Record0.85× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
12 covered15 not covered
Choice Network dentistsNo-gap dental check-ups at a Choice Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$380/person2 mo
Periodic Exam: $38 or no gap at Choice NetworkScale & Clean: $68 or no gap at Choice NetworkFluoride: $27 or no gap at Choice NetworkExtraction: $170
Endodontic
-Major Dental
-Orthodontic
-Optical
$200/person6 mo
Single Vision Lenses: $140Multi-Focal Lenses: $140
Orthoptics
-Acupuncture
$200/person2 mo
1st visit: $33Next visit: $33
Chinese Herbal Medicine
$200/person2 mo
1st visit: $33Next visit: $33
Chiropractic
$200/person2 mo
1st visit: $61Next visit: $40
Osteopathy
$200/person2 mo
1st visit: $61Next visit: $35
Physiotherapy
$200/person2 mo
1st visit: $61Next visit: $43
Remedial Massage
$200/person2 mo
1st visit: $33Next visit: $33
Exercise Physiology
-Occupational Therapy
-Psychology
-Speech Therapy
-Dietetics
$100/person2 mo
1st visit: $75Next visit: $42
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Podiatry
-Health Management
$415/person2 mo
Health Management: 100% back
Non-PBS Pharmaceuticals
$200/person2 mo
Prescription: $75
Vaccinations
$200/person2 mo
Vaccination: $75
Glucose Monitor
-CBHS Health Fund
Essential Extras
$72.67
Dental included
Optical included
Physio included
Chiropractic included
100% back on health management
Excess
Extras claim back
No gap on selected services
Frequently Asked Questions
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