Top Extras 75
Compare 778 Bupa policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Bupa
Top Extras 75
$315.80
100% back on orthodontics
75% back on hearing aids
75% back on orthotics
Emergency ambulance covered
Members First extras network
Excess
Extras claim back
75% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $315.80
- Excess
- $0
- Members First benefit
- 75% back
Excellent Service Record0.97× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
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Get up to 135,000 points from Everyday Rewards
Ending 11 Aug 2026
Hospital Cover
Extras Cover
25 covered2 not covered
Members First dentists75% back on dental at a Members First dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,100/person1 yr
Root Canal Therapy: $180
General Dental
Unlimited2 mo
Periodic Exam: $34.1 or 75% at Members FirstScale & Clean: $68.65 or 75% at Members FirstFluoride: $26.5 or 75% at Members FirstExtraction: $100
Major Dental
$1,100/person1 yr
Full Crown (Veneered): $945
Orthodontic
$1,300/person1 yr
Braces (Upper & Lower): 100% back
Optical
$240/person2 mo
Single Vision Lenses: $222.95Multi-Focal Lenses: $240
Orthoptics
$500/person2 mo
1st visit: $32Next visit: $27
Acupuncture
$500/person2 mo
1st visit: $34Next visit: $27
Chinese Herbal Medicine
$500/person2 mo
1st visit: $28Next visit: $21
Chiropractic
$600/person2 mo
1st visit: $42.4Next visit: $29.2
Exercise Physiology
$500/person2 mo
1st visit: $28Next visit: $21
Occupational Therapy
$500/person2 mo
1st visit: $68Next visit: $54.5
Osteopathy
$500/person2 mo
1st visit: $52Next visit: $36
Physiotherapy
$800/person2 mo
1st visit: $52.75Next visit: $44
Psychology
$500/person2 mo
1st visit: $92.5Next visit: $78
Remedial Massage
$500/person2 mo
1st visit: $39.5Next visit: $31
Speech Therapy
$500/person2 mo
1st visit: $86Next visit: $50
Antenatal/Postnatal
$400/person2 mo
1st visit: $17.5Next visit: $17.5
Dietetics
$500/person2 mo
1st visit: $51Next visit: $28
Hearing Aids
$1,000/person1 yr
Hearing Aid: 75% back
Home Nursing
$350/person2 mo
1st visit: $35Next visit: $35
Orthotics
$1,000/person1 yr
Orthotics: 75% back
Podiatry
$500/person2 mo
1st visit: $38Next visit: $32
Audiology
-Glucose Monitor
$1,000/person1 yr
Glucose Monitor: 75% back
Health Management
$150/person6 mo
Health Management: $50
Non-PBS Pharmaceuticals
$600/person2 mo
Prescription: $40
Vaccinations
-Bupa
Top Extras 75
$315.80
100% back on orthodontics
75% back on hearing aids
75% back on orthotics
Emergency ambulance covered
Members First extras network
Excess
Extras claim back
75% back
Frequently Asked Questions
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