Top Extras 90
Compare 778 Bupa policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Bupa
Top Extras 90
$135.55
90% back on hearing aids
100% back on orthodontics
85% back on blood glucose monitors
Optical included
Emergency ambulance covered
Excess
Extras claim back
Up to 90% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $135.55
- Excess
- $0
- Members First benefit
- Up to 90% back
Excellent Service Record0.97× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Get up to 135,000 points from Everyday Rewards
Get up to 135,000 points from Everyday Rewards
Ending 11 Aug 2026
Hospital Cover
Extras Cover
25 covered2 not covered
Members First dentistsSpecial dental rates at a Members First dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,200/policy1 yr
Root Canal Therapy: $260
General Dental
Unlimited2 mo
Periodic Exam: $39.6Scale & Clean: $83.95Fluoride: $22.5Extraction: $123.2
Major Dental
$1,200/policy1 yr
Full Crown (Veneered): $1200
Orthodontic
$1,400/policy1 yr
Braces (Upper & Lower): 100% back
Optical
$280/policy2 mo
Single Vision Lenses: $268Multi-Focal Lenses: $280
Orthoptics
$750/policy2 mo
1st visit: $32Next visit: $22
Acupuncture
$500/policy2 mo
1st visit: $38Next visit: $30
Chinese Herbal Medicine
$500/policy2 mo
1st visit: $32Next visit: $24
Chiropractic
$700/policy2 mo
1st visit: $37.2Next visit: $26.5
Exercise Physiology
$500/policy2 mo
1st visit: $32Next visit: $24
Occupational Therapy
$750/policy2 mo
1st visit: $107Next visit: $73
Osteopathy
$700/policy2 mo
1st visit: $46Next visit: $32.5
Physiotherapy
$900/policy2 mo
1st visit: $60.5Next visit: $48.4
Psychology
$750/policy2 mo
1st visit: $115.5Next visit: $110
Remedial Massage
$500/policy2 mo
1st visit: $44Next visit: $35
Speech Therapy
$750/policy2 mo
1st visit: $85Next visit: $66
Antenatal/Postnatal
$450/policy2 mo
1st visit: $20Next visit: $20
Dietetics
$750/policy2 mo
1st visit: $57Next visit: $34
Hearing Aids
$1,200/policy1 yr
Hearing Aid: 90% back
Home Nursing
$400/policy2 mo
1st visit: $40Next visit: $40
Orthotics
$1,200/policy1 yr
Orthotics: 85% back
Podiatry
$750/policy2 mo
1st visit: $44Next visit: $38
Audiology
-Glucose Monitor
$1,200/policy1 yr
Glucose Monitor: 85% back
Health Management
$200/policy6 mo
Health Management: 50% back
Non-PBS Pharmaceuticals
$750/policy2 mo
Prescription: $45
Vaccinations
-Bupa
Top Extras 90
$135.55
90% back on hearing aids
100% back on orthodontics
85% back on blood glucose monitors
Optical included
Emergency ambulance covered
Excess
Extras claim back
Up to 90% back
Frequently Asked Questions
I need cover for...