Top Extras
Compare 778 Bupa policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Bupa
Top Extras
$273.10
100% back on orthodontics
70% back on hearing aids
70% back on orthotics
Emergency ambulance covered
Optical included
Excess
Extras claim back
75% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $273.10
- Excess
- $0
- Members First benefit
- 75% back
Excellent Service Record0.97× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
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Get up to 135,000 points from Everyday Rewards
Get up to 135,000 points from Everyday Rewards
Ending 11 Aug 2026
Hospital Cover
Extras Cover
24 covered3 not covered
Members First dentistsSpecial dental rates at a Members First dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
No annual limit on preventive dental
Endodontic
$1,000/person1 yr
Root Canal Therapy: $176.4
General Dental
$1,000/person2 mo
Periodic Exam: $48.95 or $40 at Members FirstScale & Clean: $97.55 or $81.5 at Members FirstFluoride: $35.5 or $24.15 at Members FirstExtraction: $144 or $189 at Members First
Major Dental
$1,000/person1 yr
Full Crown (Veneered): $1000
Orthodontic
$800/person1 yr
Braces (Upper & Lower): 100% back
Optical
$300/person2 mo
Single Vision Lenses: $245Multi-Focal Lenses: $300
Orthoptics
$450/person2 mo
1st visit: $52.8Next visit: $38.4
Acupuncture
$450/person2 mo
1st visit: $44.2Next visit: $35.1
Chinese Herbal Medicine
$450/person2 mo
1st visit: $36.4Next visit: $27.3
Chiropractic
$950/person2 mo
1st visit: $48Next visit: $37
Exercise Physiology
$450/person2 mo
1st visit: $36.4Next visit: $27.3
Occupational Therapy
$450/person2 mo
1st visit: $98Next visit: $65.5
Osteopathy
$950/person2 mo
1st visit: $59Next visit: $45.5
Physiotherapy
$950/person2 mo
1st visit: $71.05Next visit: $59.4
Psychology
$450/person2 mo
1st visit: $164.5Next visit: $116
Remedial Massage
$250/person2 mo
1st visit: $51.5Next visit: $40.5
Speech Therapy
$450/person2 mo
1st visit: $112.8Next visit: $61.2
Antenatal/Postnatal
$250/person2 mo
Initial: $21
Dietetics
$450/person2 mo
1st visit: $61.2Next visit: $33.6
Hearing Aids
$1,000/person1 yr
Hearing Aid: 70% back
Home Nursing
$350/person2 mo
Initial: $35
Orthotics
$450/person1 yr
Orthotics: 70% back
Podiatry
$450/person2 mo
1st visit: $55.3Next visit: $45.5
Audiology
-Glucose Monitor
$500/person1 yr
Glucose Monitor: 70% back
Non-PBS Pharmaceuticals
$400/person2 mo
Prescription: $40
Health Management
-Vaccinations
-Bupa
Top Extras
$273.10
100% back on orthodontics
70% back on hearing aids
70% back on orthotics
Emergency ambulance covered
Optical included
Excess
Extras claim back
75% back
Frequently Asked Questions
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