Top Extras 90
Compare 778 Bupa policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Bupa
Top Extras 90
$434.20
100% back on orthodontics up to $1,400 per person
90% back on hearing aids up to $1,200 per person
85% back on blood glucose monitors up to $750 per person
Emergency ambulance covered
Optical included
Excess
Extras claim back
Up to 90% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $434.20
- Excess
- $0
- Members First benefit
- Up to 90% back
Excellent Service Record0.97× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Get up to 135,000 points from Everyday Rewards
Get up to 135,000 points from Everyday Rewards
Ending 11 Aug 2026
Hospital Cover
Extras Cover
25 covered2 not covered
Members First dentistsSpecial dental rates at a Members First dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,200/person1 yr
Root Canal Therapy: $255
General Dental
Unlimited2 mo
Periodic Exam: $41.25Scale & Clean: $82.3Fluoride: $31.5Extraction: $120
Major Dental
$1,200/person1 yr
Full Crown (Veneered): $1200
Orthodontic
$1,400/person1 yr
Braces (Upper & Lower): 100% back
Optical
$280/person2 mo
Single Vision Lenses: $268Multi-Focal Lenses: $280
Orthoptics
$750/person2 mo
1st visit: $39Next visit: $28
Acupuncture
$500/person2 mo
1st visit: $38Next visit: $30
Chinese Herbal Medicine
$500/person2 mo
1st visit: $32Next visit: $24
Chiropractic
$700/person2 mo
1st visit: $50.8Next visit: $35
Exercise Physiology
$500/person2 mo
1st visit: $32Next visit: $24
Occupational Therapy
$750/person2 mo
1st visit: $78Next visit: $66.5
Osteopathy
$700/person2 mo
1st visit: $62.5Next visit: $43
Physiotherapy
$900/person2 mo
1st visit: $62.7Next visit: $52.8
Psychology
$750/person2 mo
1st visit: $127.5Next visit: $119
Remedial Massage
$500/person2 mo
1st visit: $44Next visit: $35
Speech Therapy
$750/person2 mo
1st visit: $95Next visit: $66
Antenatal/Postnatal
$450/person2 mo
1st visit: $20Next visit: $20
Dietetics
$750/person2 mo
1st visit: $57Next visit: $34
Hearing Aids
$1,200/person1 yr
Hearing Aid: 90% back
Home Nursing
$400/person2 mo
1st visit: $40Next visit: $40
Orthotics
$1,200/person1 yr
Orthotics: 85% back
Podiatry
$750/person2 mo
1st visit: $56Next visit: $41
Audiology
-Glucose Monitor
$1,200/person1 yr
Glucose Monitor: 85% back
Health Management
$200/person6 mo
Health Management: 50% back
Non-PBS Pharmaceuticals
$750/person2 mo
Prescription: $45
Vaccinations
-Bupa
Top Extras 90
$434.20
100% back on orthodontics up to $1,400 per person
90% back on hearing aids up to $1,200 per person
85% back on blood glucose monitors up to $750 per person
Emergency ambulance covered
Optical included
Excess
Extras claim back
Up to 90% back
Frequently Asked Questions
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