Top Extras
Compare 778 Bupa policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Bupa
Top Extras
$232.15
100% back on orthodontics
70% back on hearing aids
70% back on orthotics
Emergency ambulance covered
Optical included
Excess
Extras claim back
75% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $232.15
- Excess
- $0
- Members First benefit
- 75% back
Excellent Service Record0.97× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
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Get up to 135,000 points from Everyday Rewards
Ending 11 Aug 2026
Hospital Cover
Extras Cover
24 covered3 not covered
Members First dentistsSpecial dental rates at a Members First dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
No annual limit on preventive dental
Endodontic
$1,000/person1 yr
Root Canal Therapy: $176.4
General Dental
$1,000/person2 mo
Periodic Exam: $48.95 or $40 at Members FirstScale & Clean: $97.55 or $81.5 at Members FirstFluoride: $35.5 or $24.15 at Members FirstExtraction: $144 or $189 at Members First
Major Dental
$1,000/person1 yr
Full Crown (Veneered): $1000
Orthodontic
$800/person1 yr
Braces (Upper & Lower): 100% back
Optical
$300/person2 mo
Single Vision Lenses: $245Multi-Focal Lenses: $300
Orthoptics
$450/person2 mo
1st visit: $52.8Next visit: $38.4
Acupuncture
$450/person2 mo
1st visit: $44.2Next visit: $35.1
Chinese Herbal Medicine
$450/person2 mo
1st visit: $36.4Next visit: $27.3
Chiropractic
$950/person2 mo
1st visit: $48Next visit: $37
Exercise Physiology
$450/person2 mo
1st visit: $36.4Next visit: $27.3
Occupational Therapy
$450/person2 mo
1st visit: $98Next visit: $65.5
Osteopathy
$950/person2 mo
1st visit: $59Next visit: $45.5
Physiotherapy
$950/person2 mo
1st visit: $71.05Next visit: $59.4
Psychology
$450/person2 mo
1st visit: $164.5Next visit: $116
Remedial Massage
$250/person2 mo
1st visit: $51.5Next visit: $40.5
Speech Therapy
$450/person2 mo
1st visit: $112.8Next visit: $61.2
Antenatal/Postnatal
$250/person2 mo
Initial: $21
Dietetics
$450/person2 mo
1st visit: $61.2Next visit: $33.6
Hearing Aids
$1,000/person1 yr
Hearing Aid: 70% back
Home Nursing
$350/person2 mo
Initial: $35
Orthotics
$450/person1 yr
Orthotics: 70% back
Podiatry
$450/person2 mo
1st visit: $55.3Next visit: $45.5
Audiology
-Glucose Monitor
$500/person1 yr
Glucose Monitor: 70% back
Non-PBS Pharmaceuticals
$400/person2 mo
Prescription: $40
Health Management
-Vaccinations
-Bupa
Top Extras
$232.15
100% back on orthodontics
70% back on hearing aids
70% back on orthotics
Emergency ambulance covered
Optical included
Excess
Extras claim back
75% back
Frequently Asked Questions
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