Top Extras 75
Compare 778 Bupa policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Bupa
Top Extras 75
$158.85
100% back on orthodontics
75% back on hearing aids
75% back on orthotics
Emergency ambulance covered
Excess
Extras claim back
75% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $158.85
- Excess
- $0
- Members First benefit
- 75% back
Excellent Service Record0.97× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
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Get up to 135,000 points from Everyday Rewards
Get up to 135,000 points from Everyday Rewards
Ending 11 Aug 2026
Hospital Cover
Extras Cover
25 covered2 not covered
Members First dentists75% back on dental at a Members First dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,100/policy1 yr
Root Canal Therapy: $125.5
General Dental
Unlimited2 mo
Periodic Exam: $30.25 or 75% at Members FirstScale & Clean: $63.75 or 75% at Members FirstFluoride: $16.5 or 75% at Members FirstExtraction: $93.4
Major Dental
$1,100/policy1 yr
Full Crown (Veneered): $689.5
Orthodontic
$1,300/policy1 yr
Braces (Upper & Lower): 100% back
Optical
$240/policy2 mo
Single Vision Lenses: $222.95Multi-Focal Lenses: $240
Orthoptics
$500/policy2 mo
1st visit: $24Next visit: $21
Acupuncture
$500/policy2 mo
1st visit: $34Next visit: $27
Chinese Herbal Medicine
$500/policy2 mo
1st visit: $28Next visit: $21
Chiropractic
$600/policy2 mo
1st visit: $42.7Next visit: $26.8
Exercise Physiology
$500/policy2 mo
1st visit: $28Next visit: $21
Occupational Therapy
$500/policy2 mo
1st visit: $93.5Next visit: $68
Osteopathy
$500/policy2 mo
1st visit: $52.5Next visit: $33
Physiotherapy
$800/policy2 mo
1st visit: $48.3Next visit: $38.5
Psychology
$500/policy2 mo
1st visit: $103.5Next visit: $92.5
Remedial Massage
$500/policy2 mo
1st visit: $39.5Next visit: $31
Speech Therapy
$500/policy2 mo
1st visit: $90Next visit: $59
Antenatal/Postnatal
$400/policy2 mo
1st visit: $17.5Next visit: $17.5
Dietetics
$500/policy2 mo
1st visit: $51Next visit: $28
Hearing Aids
$1,000/policy1 yr
Hearing Aid: 75% back
Home Nursing
$350/policy2 mo
1st visit: $35Next visit: $35
Orthotics
$1,000/policy1 yr
Orthotics: 75% back
Podiatry
$500/policy2 mo
1st visit: $41Next visit: $33
Audiology
-Glucose Monitor
$1,000/policy1 yr
Glucose Monitor: 75% back
Health Management
$150/policy6 mo
Health Management: $50
Non-PBS Pharmaceuticals
$600/policy2 mo
Prescription: $40
Vaccinations
-Bupa
Top Extras 75
$158.85
100% back on orthodontics
75% back on hearing aids
75% back on orthotics
Emergency ambulance covered
Excess
Extras claim back
75% back
Frequently Asked Questions
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