Top Choice (Silver Plus)
Compare 92 Australian Unity policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Australian Unity
Top Choice (Silver Plus)
$600.60
Excess
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $572.40
- Excess
- $500 – $750
- Hospital tier
- SilverPlus
Average Service Record0.83× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
10 weeks free health insurance
Join hospital & extras cover via our website or phone to receive 10 weeks free health insurance. Offer ends 30 April 2026. T&C's apply.
Ending 30 Apr 2026
Hospital Cover
34 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
10 covered17 not covered
Endodontic
$700/person1 yr
Root Canal Therapy: $123
General Dental
$700/person2 mo
Periodic Exam: $33Scale & Clean: $52Fluoride: $25.5Extraction: $105
Major Dental
$1,000/person1 yr
Full Crown (Veneered): $600
Orthodontic
-Optical
$250/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$300/person2 mo
1st visit: $30Next visit: $30
Chiropractic
$300/person2 mo
1st visit: $40Next visit: $30
Osteopathy
$300/person2 mo
1st visit: $40Next visit: $30
Physiotherapy
$500/person2 mo
1st visit: $40Next visit: $40
Remedial Massage
$300/person2 mo
1st visit: $30Next visit: $30
Chinese Herbal Medicine
-Exercise Physiology
-Occupational Therapy
-Psychology
-Speech Therapy
-Podiatry
$400/person2 mo
1st visit: $40Next visit: $30
Antenatal/Postnatal
-Audiology
-Dietetics
-Hearing Aids
-Home Nursing
-Orthotics
-Australian Unity
Top Choice (Silver Plus)
$600.60
Excess
Frequently Asked Questions
About Our Platform
About Comparing Policies
About Costs
About Coverage
About Switching
The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
I need cover for...