Top Choice (Silver Plus)
Compare 118 Australian Unity policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Australian Unity
Top Choice (Silver Plus)
$744.50
Back, neck and spine covered
Joint replacements covered
Emergency ambulance covered
Optical 100% back on lenses
Dental and extras included
Excess
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $572.40
- Excess
- $500 – $750
- Hospital tier
- SilverPlus
Good Service Record1.27× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Enjoy 10 weeks 1 free
Enjoy 10 weeks 1 free
Ending 2 Aug 2026
Hospital Cover
34 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
10 covered17 not covered
No Gap Dental dentistsSpecial dental rates at a No Gap Dental dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$700/person1 yr
Root Canal Therapy: $123
General Dental
$700/person2 mo
Periodic Exam: $33Scale & Clean: $52Fluoride: $25.5Extraction: $105
Major Dental
$1,000/person1 yr
Full Crown (Veneered): $600
Orthodontic
-Optical
$250/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$300/person2 mo
1st visit: $30Next visit: $30
Chiropractic
$300/person2 mo
1st visit: $40Next visit: $30
Osteopathy
$300/person2 mo
1st visit: $40Next visit: $30
Physiotherapy
$500/person2 mo
1st visit: $40Next visit: $40
Remedial Massage
$300/person2 mo
1st visit: $30Next visit: $30
Chinese Herbal Medicine
-Exercise Physiology
-Occupational Therapy
-Psychology
-Speech Therapy
-Podiatry
$400/person2 mo
1st visit: $40Next visit: $30
Antenatal/Postnatal
-Audiology
-Dietetics
-Hearing Aids
-Home Nursing
-Orthotics
-Australian Unity
Top Choice (Silver Plus)
$744.50
Back, neck and spine covered
Joint replacements covered
Emergency ambulance covered
Optical 100% back on lenses
Dental and extras included
Excess
Frequently Asked Questions
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