Essential Choice (Bronze Plus)

Compare 118 Australian Unity policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Australian Unity

Essential Choice (Bronze Plus)

$222.30

Emergency ambulance covered

100% back on optical lenses

60% back on general dental

60% back on physio

No Gap Dental network

Excess

Hospital Cover Details Extras Cover Details FAQs

Why this cover

Essential Choice (Bronze Plus)

Fund rules

Hospital Cover

Brain & Nervous System
Eye (Not Cataracts)
Ear, Nose & Throat
Bone, Joint & Muscle

Extras Cover

Dental
Optical
Physiotherapy
Chiropractic

Pricing & Value

Monthly premium from: $125.00
Excess: $500 – $750
Hospital tier: BronzePlus

Good Service Record1.27× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Enjoy 10 weeks 1 free

Ending 2 Aug 2026

Hospital Cover

23 covered12 not covered

CoveredRestrictedNot Covered

Heart & Vascular

Brain & Nervous System

Eye (Not Cataracts)

Cataracts

Ear, Nose & Throat

Back, Neck & Spine

Extras Cover

14 covered13 not covered

No Gap Dental dentistsSpecial dental rates at a No Gap Dental dentist

Check if your dentist is in-networkSearch our provider directory for your clinic.

Endodontic

$700/policy1 yr

Root Canal Therapy: 60% back

General Dental

$700/policy2 mo

Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back

Major Dental

$700/policy1 yr

Extraction: 60% backFull Crown (Veneered): 60% back

Orthodontic

Optical

$200/policy6 mo

Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back

Orthoptics

Acupuncture

$200/policy2 mo