Top Extras (TPE)
Compare 118 Australian Unity policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Australian Unity
Top Extras (TPE)
$221.50
Emergency ambulance covered
100% back on orthodontics
100% back on optical lenses
80% back on hearing aids
80% back on blood glucose monitors
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $177.80
- Excess
- $0
Good Service Record1.27× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Enjoy 10 weeks 1 free
Enjoy 10 weeks 1 free
Ending 2 Aug 2026
Hospital Cover
Extras Cover
23 covered4 not covered
No Gap Dental dentistsNo-gap dental check-ups at a No Gap Dental dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,000/person1 yr
Root Canal Therapy: $232
General Dental
$1,000/person2 mo
Periodic Exam: $47 or no gap at No Gap DentalScale & Clean: $95 or no gap at No Gap DentalFluoride: $29 or no gap at No Gap Dental
Major Dental
$1,000/person1 yr
Extraction: $244Full Crown (Veneered): $804
Orthodontic
$800/person1 yr
Braces (Upper & Lower): 100% back
Optical
$300/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$400/person2 mo
1st visit: $80Next visit: $80
Acupuncture
$400/person2 mo
1st visit: $50Next visit: $50
Chiropractic
$400/person2 mo
1st visit: $50Next visit: $50
Exercise Physiology
$600/person2 mo
1st visit: $70Next visit: $70
Occupational Therapy
$400/person2 mo
1st visit: $80Next visit: $80
Osteopathy
$400/person2 mo
1st visit: $50Next visit: $50
Physiotherapy
$600/person2 mo
1st visit: $70Next visit: $70
Psychology
$600/person2 mo
1st visit: $100Next visit: $100
Remedial Massage
$400/person2 mo
1st visit: $50Next visit: $50
Speech Therapy
$400/person2 mo
1st visit: $80Next visit: $80
Chinese Herbal Medicine
-Audiology
$400/person2 mo
1st visit: $80Next visit: $80
Dietetics
$500/person2 mo
1st visit: $50Next visit: $50
Hearing Aids
$1,000/person1 yr
Hearing Aid: 80% back
Orthotics
$400/person1 yr
Orthotics: 80% back
Podiatry
$400/person2 mo
1st visit: $50Next visit: $50
Antenatal/Postnatal
-Home Nursing
-Glucose Monitor
$500/person1 yr
Glucose Monitor: 80% back
Non-PBS Pharmaceuticals
$500/person2 mo
Prescription: $50
Vaccinations
$250/person
Vaccination: $50
Health Management
-Australian Unity
Top Extras (TPE)
$221.50
Emergency ambulance covered
100% back on orthodontics
100% back on optical lenses
80% back on hearing aids
80% back on blood glucose monitors
Excess
Frequently Asked Questions
I need cover for...