Active Choice (Silver Plus)
Compare 118 Australian Unity policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Australian Unity
Active Choice (Silver Plus)
$289.15
Emergency ambulance covered
Back, neck and spine covered
Orthodontics 100% back
Optical included
Dental included
Excess
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Ear, Nose & Throat
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $176.95
- Excess
- $500 – $750
- Hospital tier
- SilverPlus
Good Service Record1.27× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Enjoy 10 weeks 1 free
Enjoy 10 weeks 1 free
Ending 2 Aug 2026
Hospital Cover
29 covered8 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
22 covered5 not covered
No Gap Dental dentistsSpecial dental rates at a No Gap Dental dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$800/policy1 yr
Root Canal Therapy: 50% back
General Dental
$800/policy2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% backExtraction: 50% back
Major Dental
$800/policy1 yr
Full Crown (Veneered): 50% back
Orthodontic
$600/policy1 yr
Braces (Upper & Lower): 100% back
Optical
$200/policy6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$200/policy2 mo
1st visit: $40Next visit: $40
Acupuncture
$300/policy2 mo
1st visit: $40Next visit: $40
Chiropractic
$200/policy2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$400/policy2 mo
1st visit: $50Next visit: $50
Occupational Therapy
$200/policy2 mo
1st visit: $40Next visit: $40
Osteopathy
$200/policy2 mo
1st visit: $40Next visit: $40
Physiotherapy
$400/policy2 mo
1st visit: $50Next visit: $50
Psychology
$200/policy2 mo
1st visit: $80Next visit: $80
Remedial Massage
$300/policy2 mo
1st visit: $40Next visit: $40
Speech Therapy
$200/policy2 mo
1st visit: $40Next visit: $40
Chinese Herbal Medicine
-Audiology
$200/policy2 mo
1st visit: $40Next visit: $40
Dietetics
$300/policy2 mo
1st visit: $40Next visit: $40
Orthotics
$300/policy1 yr
Orthotics: 50% back
Podiatry
$300/policy2 mo
1st visit: $40Next visit: $40
Antenatal/Postnatal
-Hearing Aids
-Home Nursing
-Health Management
$150/policy6 mo
Health Management: 50% back
Non-PBS Pharmaceuticals
$300/policy2 mo
Prescription: $40
Vaccinations
$300/policy
Vaccination: 100% back
Glucose Monitor
-Australian Unity
Active Choice (Silver Plus)
$289.15
Emergency ambulance covered
Back, neck and spine covered
Orthodontics 100% back
Optical included
Dental included
Excess
Frequently Asked Questions
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