Smart Starter Bronze Plus & Total Extras
Compare 47 Doctors Health Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Doctors Health Fund
Smart Starter Bronze Plus & Total Extras
$532.20
Emergency and non-emergency ambulance covered
100% back on general dental
100% back on orthodontics
100% back on optical lenses
85% back on non-PBS prescriptions
Excess
Hospital Cover
- Brain & Nervous System
- Eye (Not Cataracts)
- Ear, Nose & Throat
- Bone, Joint & Muscle
Extras Cover
- Dental
- Optical
- Physiotherapy
- Psychology
Pricing & Value
- Monthly premium from
- $486.82
- Excess
- $500 – $750
- Hospital tier
- BronzePlus
Excellent Service Record0.98× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Refer a friend
Refer a friend
Hospital Cover
25 covered11 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
24 covered3 not covered
No annual limit on preventive dental
Endodontic
$4,200/person1 yr
Root Canal Therapy: $155
General Dental
Unlimited2 mo
Periodic Exam: 100% backScale & Clean: 100% backFluoride: 100% backExtraction: $195
Major Dental
$4,200/person1 yr
Full Crown (Veneered): $900
Orthodontic
1 yr
Braces (Upper & Lower): 100% back
Optical
$700/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$1,000/person2 mo
1st visit: $65Next visit: $40
Acupuncture
$250/person2 mo
1st visit: 75% backNext visit: 75% back
Exercise Physiology
$700/person2 mo
1st visit: $35Next visit: $35
Occupational Therapy
$1,000/person2 mo
1st visit: $65Next visit: $45
Physiotherapy
$700/person2 mo
1st visit: $75Next visit: $50
Psychology
$900/person2 mo
1st visit: $100Next visit: $100
Remedial Massage
$700/person2 mo
1st visit: $50Next visit: $35
Speech Therapy
$1,000/person2 mo
1st visit: $65Next visit: $45
Chinese Herbal Medicine
-Chiropractic
-Osteopathy
-Antenatal/Postnatal
$1,000/person2 mo
1st visit: $65Next visit: $35
Audiology
2 mo
1st visit: $60Next visit: $60
Dietetics
$1,000/person2 mo
1st visit: $65Next visit: $40
Hearing Aids
$1,600/person24 mo
Hearing Aid: $800
Home Nursing
$600/person2 mo
1st visit: $30Next visit: $30
Orthotics
$1,000/person1 yr
Orthotics: $200
Podiatry
$1,000/person2 mo
1st visit: $65Next visit: $40
Glucose Monitor
$1,000/person1 yr
Glucose Monitor: 75% back
Health Management
$250/person2 mo
Health Management: 75% back
Non-PBS Pharmaceuticals
$600/person2 mo
Prescription: 85% back
Vaccinations
$600/person2 mo
Vaccination: 85% back
Doctors Health Fund
Smart Starter Bronze Plus & Total Extras
$532.20
Emergency and non-emergency ambulance covered
100% back on general dental
100% back on orthodontics
100% back on optical lenses
85% back on non-PBS prescriptions
Excess
Frequently Asked Questions
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