Premier Extras
Compare 86 Defence Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Defence Health
Premier Extras
$121.23
Emergency and non-emergency ambulance covered
100% back on optical lenses
Dental included at Defence Health Dental Network
Orthodontic included
Hearing aids included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $105.98
- Excess
- $0
Good Service Record1.47× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
25 covered2 not covered
Defence Health Dental Network dentistsSpecial dental rates at a Defence Health Dental Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
No annual limit on preventive dental
Endodontic
$1,100/policy1 yr
Root Canal Therapy: $158.2
General Dental
Unlimited2 mo
Periodic Exam: $45Scale & Clean: $84 or no gap at Defence Health Dental NetworkFluoride: $24.2 or no gap at Defence Health Dental Network
Major Dental
$1,100/policy1 yr
Extraction: $163.7Full Crown (Veneered): $1071.9
Orthodontic
$1,000/policy1 yr
Braces (Upper & Lower): $1000
Optical
$300/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$1,300/policy2 mo
1st visit: $138Next visit: $131
Acupuncture
$400/policy2 mo
1st visit: $88Next visit: $72
Chiropractic
$750/policy2 mo
1st visit: $77Next visit: $50
Exercise Physiology
$1,300/policy2 mo
1st visit: $90Next visit: $63
Occupational Therapy
$1,300/policy2 mo
1st visit: $120Next visit: $94
Osteopathy
$750/policy2 mo
1st visit: $94Next visit: $76
Physiotherapy
$850/policy2 mo
1st visit: $108Next visit: $89
Psychology
$1,300/policy2 mo
1st visit: $253Next visit: $188
Remedial Massage
$400/policy2 mo
1st visit: $70Next visit: $62
Speech Therapy
$1,300/policy2 mo
1st visit: $181Next visit: $107
Chinese Herbal Medicine
-Antenatal/Postnatal
$1,300/policy2 mo
1st visit: $50Next visit: $50
Audiology
$1,300/policy2 mo
1st visit: $169Next visit: $134
Dietetics
$1,300/policy2 mo
1st visit: $122Next visit: $79
Hearing Aids
$1,500/policy1 yr
Hearing Aid: $1500
Orthotics
$1,500/policy1 yr
Orthotics: $300
Podiatry
$1,300/policy2 mo
1st visit: $79Next visit: $64
Home Nursing
-Glucose Monitor
$1,500/policy1 yr
Glucose Monitor: $500
Health Management
$400/policy2 mo
Health Management: $180
Non-PBS Pharmaceuticals
$500/policy2 mo
Prescription: $100
Vaccinations
$500/policy2 mo
Vaccination: $100
Defence Health
Premier Extras
$121.23
Emergency and non-emergency ambulance covered
100% back on optical lenses
Dental included at Defence Health Dental Network
Orthodontic included
Hearing aids included
Excess
Frequently Asked Questions
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