ADF Essentials Package Basic Plus
Compare 86 Defence Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Defence Health
ADF Essentials Package Basic Plus
$141.52
Emergency and non-emergency ambulance covered
Dental, optical and physio extras included
100% back on optical lenses
Dental network included
Covered hospital services: joint reconstructions
Excess
Hospital Cover
- Bone, Joint & Muscle
- Joint Reconstructions
- Gastrointestinal Endoscopy
- Hernia & Appendix
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $79.65
- Excess
- $250
- Hospital tier
- BasicPlus
Good Service Record1.47× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
6 covered29 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
9 covered18 not covered
Defence Health Dental Network dentistsSpecial dental rates at a Defence Health Dental Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$500/policy2 mo
Periodic Exam: $32.4 or $32.4 at Defence Health Dental NetworkScale & Clean: $61.8 or $61.8 at Defence Health Dental NetworkFluoride: $17.8Extraction: $116 or $116 at Defence Health Dental Network
Endodontic
-Major Dental
-Orthodontic
-Optical
$170/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$200/policy2 mo
1st visit: $21Next visit: $17
Chiropractic
$450/policy2 mo
1st visit: $37Next visit: $26
Exercise Physiology
$450/policy2 mo
1st visit: $20Next visit: $17
Osteopathy
$450/policy2 mo
1st visit: $37Next visit: $26
Physiotherapy
$450/policy2 mo
1st visit: $37Next visit: $27
Remedial Massage
$200/policy2 mo
1st visit: $21Next visit: $17
Chinese Herbal Medicine
-Occupational Therapy
-Psychology
-Speech Therapy
-Vaccinations
$450/policy2 mo
Vaccination: $50
Glucose Monitor
-Health Management
-Non-PBS Pharmaceuticals
-Defence Health
ADF Essentials Package Basic Plus
$141.52
Emergency and non-emergency ambulance covered
Dental, optical and physio extras included
100% back on optical lenses
Dental network included
Covered hospital services: joint reconstructions
Excess
Frequently Asked Questions
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