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Gold Deluxe Hospital and Ancillary Lite - Extension

Compare 207 ACA Health Benefits Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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ACA Health Benefits Fund

Gold Deluxe Hospital and Ancillary Lite - Extension

$943.59

Pregnancy and birth covered

Joint replacements covered

Emergency ambulance covered

Optical included

Physio included

Excess

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$943.59
Excess
$0
Hospital tier
Gold
Excellent Service Record0.94× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Skip 2 & 4 month waiting periods

Skip 2 & 4 month waiting periods

Hospital Cover

38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

11 covered16 not covered
Endodontic
$700/person9 mo
Root Canal Therapy: $400
General Dental
$700/person9 mo
Periodic Exam: $100Scale & Clean: $100Fluoride: $100
Major Dental
$700/person9 mo
Extraction: $168Full Crown (Veneered): $400
Orthodontic
-
Optical
$200/person4 mo
Single Vision Lenses: $200Multi-Focal Lenses: $200
Orthoptics
-
Acupuncture
$100/person2 mo
1st visit: $20Next visit: $20
Chiropractic
$300/person2 mo
1st visit: $25Next visit: $25
Osteopathy
$300/person2 mo
1st visit: $25Next visit: $25
Physiotherapy
$300/person2 mo
1st visit: $37.5Next visit: $26.5
Remedial Massage
$100/person2 mo
1st visit: $20Next visit: $20
Chinese Herbal Medicine
-
Exercise Physiology
-
Occupational Therapy
-
Psychology
-
Speech Therapy
-
Podiatry
$300/person2 mo
1st visit: $25Next visit: $25
Antenatal/Postnatal
-
Audiology
-
Dietetics
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Non-PBS Pharmaceuticals
$250/person2 mo
Prescription: $50
Glucose Monitor
-
Health Management
-
Vaccinations
-
ACA Health Benefits Fund logo

ACA Health Benefits Fund

Gold Deluxe Hospital and Ancillary Lite - Extension

$943.59

Pregnancy and birth covered

Joint replacements covered

Emergency ambulance covered

Optical included

Physio included

Excess

Frequently Asked Questions

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