Basic Hospital and Mid Ancillary
Compare 207 ACA Health Benefits Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.
ACA Health Benefits Fund
Basic Hospital and Mid Ancillary
$353.99
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $353.99
- Excess
- $0
- Hospital tier
- BasicPlus
Excellent Service Record0.94× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
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Receive a $200 Gift Card
Receive a $200 Gift Card when you sign up with any Combined Hospital & Extras Cover. T&Cs apply.
Ending 31 May 2026
Hospital Cover
0 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
22 covered5 not covered
Endodontic
$1,100/person9 mo
Root Canal Therapy: $1100
General Dental
$1,100/person9 mo
Periodic Exam: $100Scale & Clean: $100Fluoride: $100
Major Dental
$1,100/person9 mo
Extraction: $270Full Crown (Veneered): $1000
Orthodontic
-Optical
$300/person4 mo
Single Vision Lenses: $300Multi-Focal Lenses: $300
Orthoptics
-Acupuncture
$300/person2 mo
1st visit: $30Next visit: $30
Chinese Herbal Medicine
$300/person2 mo
1st visit: 80% backNext visit: 80% back
Chiropractic
$500/person2 mo
1st visit: $45Next visit: $32
Exercise Physiology
$500/person2 mo
1st visit: $22.5Next visit: $22.5
Occupational Therapy
$500/person2 mo
1st visit: $80Next visit: $65
Osteopathy
$500/person2 mo
1st visit: $45Next visit: $32
Physiotherapy
$500/person2 mo
1st visit: $75Next visit: $55
Psychology
$300/person2 mo
1st visit: $110Next visit: $80
Remedial Massage
$300/person2 mo
1st visit: $30Next visit: $30
Speech Therapy
$500/person2 mo
1st visit: $50Next visit: $40
Antenatal/Postnatal
$300/policy2 mo
1st visit: 80% backNext visit: 80% back
Dietetics
$300/person2 mo
1st visit: 80% backNext visit: 80% back
Hearing Aids
$600/person1 yr
Hearing Aid: $600
Orthotics
$250/person1 yr
Orthotics: 80% back
Podiatry
$250/person2 mo
1st visit: 80% backNext visit: 80% back
Audiology
-Home Nursing
-Glucose Monitor
$55/person1 yr
Glucose Monitor: $55
Non-PBS Pharmaceuticals
$400/person2 mo
Prescription: $100
Vaccinations
$400/person2 mo
Vaccination: $100
Health Management
-ACA Health Benefits Fund
Basic Hospital and Mid Ancillary
$353.99
Excess
Frequently Asked Questions
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