Basic Hospital and Complete Ancillary
Compare 207 ACA Health Benefits Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.
ACA Health Benefits Fund
Basic Hospital and Complete Ancillary
$248.38
Excess
Why this cover
Member guide
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $248.38
- Excess
- $0
- Hospital tier
- BasicPlus
Excellent Service Record0.94× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Receive a $200 Gift Card
Receive a $200 Gift Card when you sign up with any Combined Hospital & Extras Cover. T&Cs apply.
Ending 31 May 2026
Hospital Cover
0 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
26 covered1 not covered
Endodontic
$1,700/policy9 mo
Root Canal Therapy: $1200
General Dental
$1,700/policy9 mo
Periodic Exam: $100Scale & Clean: $100Fluoride: $100
Major Dental
$1,700/policy9 mo
Extraction: $270Full Crown (Veneered): $1000
Orthodontic
$1,700/policy9 mo
Braces (Upper & Lower): $3600
Optical
$450/policy4 mo
Single Vision Lenses: $400Multi-Focal Lenses: $400
Orthoptics
$950/policy2 mo
Initial Consult: 80% back
Acupuncture
$500/policy2 mo
1st visit: $45Next visit: $45
Chinese Herbal Medicine
$500/policy2 mo
1st visit: $45Next visit: $45
Chiropractic
$950/policy2 mo
1st visit: $56Next visit: $40
Exercise Physiology
$950/policy2 mo
1st visit: $22.5Next visit: $22.5
Occupational Therapy
$950/policy2 mo
1st visit: $80Next visit: $65
Osteopathy
$950/policy2 mo
1st visit: $45Next visit: $32
Physiotherapy
$950/policy2 mo
1st visit: $75Next visit: $55
Psychology
$500/policy2 mo
1st visit: $110Next visit: $80
Remedial Massage
$500/policy2 mo
1st visit: $45Next visit: $45
Speech Therapy
$950/policy2 mo
1st visit: $50Next visit: $40
Antenatal/Postnatal
$500/policy2 mo
Initial: 80% back
Audiology
Unlimited2 mo
1st visit: 50% backNext visit: 50% back
Dietetics
$300/policy2 mo
1st visit: 80% backNext visit: 80% back
Hearing Aids
$1,500/policy1 yr
Hearing Aid: $1500
Home Nursing
$1,200/policy2 mo
Initial: $1200
Orthotics
$400/policy1 yr
Orthotics: $400
Podiatry
$400/policy2 mo
1st visit: 80% backNext visit: 80% back
Glucose Monitor
$150/policy1 yr
Glucose Monitor: $150
Non-PBS Pharmaceuticals
$800/policy2 mo
Prescription: $100
Vaccinations
$800/policy2 mo
Vaccination: $100
Health Management
-ACA Health Benefits Fund
Basic Hospital and Complete Ancillary
$248.38
Excess
Frequently Asked Questions
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