Bronze Essentials Hospital and Flex Ancillary NSW
Compare 207 ACA Health Benefits Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.
ACA Health Benefits Fund
Bronze Essentials Hospital and Flex Ancillary NSW
$173.78
60% back on general dental
60% back on optical
Physiotherapy included
Bone, joint and muscle covered
Brain and nervous system covered
Excess
Why this cover
Hospital Cover
- Brain & Nervous System
- Eye (Not Cataracts)
- Ear, Nose & Throat
- Bone, Joint & Muscle
Extras Cover
- Dental
- Optical
- Physiotherapy
- Acupuncture
Pricing & Value
- Monthly premium from
- $164.68
- Excess
- $500 – $750
- Hospital tier
- Bronze
Excellent Service Record0.94× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Skip 2 & 4 month waiting periods
Skip 2 & 4 month waiting periods
Hospital Cover
18 covered17 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
8 covered19 not covered
General Dental
$650/policy9 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back
Endodontic
-Major Dental
-Orthodontic
-Optical
$175/policy4 mo
Single Vision Lenses: 60% backMulti-Focal Lenses: 60% back
Orthoptics
-Acupuncture
$650/policy2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
$650/policy2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
$650/policy2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$650/policy2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
-Occupational Therapy
-Osteopathy
-Psychology
-Remedial Massage
-Speech Therapy
-Dietetics
$650/policy2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Podiatry
-Vaccinations
$650/policy2 mo
Vaccination: 60% back
Glucose Monitor
-Health Management
-Non-PBS Pharmaceuticals
-ACA Health Benefits Fund
Bronze Essentials Hospital and Flex Ancillary NSW
$173.78
60% back on general dental
60% back on optical
Physiotherapy included
Bone, joint and muscle covered
Brain and nervous system covered
Excess
Frequently Asked Questions
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